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More information about Universal Credit

There are a number of things you'll need to think about before you get Universal Credit.

Paying your rent

You'll need to tell Jobcentre Plus staff how you pay your rent before you get your first Universal Credit payment.

You'll need to let them know things like:

  • who your landlord is
  • how often you pay them
  • how much rent you pay
  • what date you need to pay your rent every month

You might want to think about setting up a Direct Debit or standing order from your bank account or Credit Union account to pay your rent. If you decide to do this, you should speak to your landlord to find out more about what you need to do.

Opening a bank or Credit Union account

You'll need a bank, building society, or Credit Union account before you can apply for Universal Credit. There are lots of options available to you, even if you have a poor credit history.

To find out more about opening the right account for you, call or visit your nearest bank, building society, or Credit Union.

Practicing budgeting

Making your money last a whole month can be difficult, especially if you're not used to it. Once you're getting Universal Credit, you'll need to make your money last until you receive your next benefit payment. You'll also need to make sure you don't miss any important payments like Council Tax, rent, or any other bills between payments.

You can get advice on budgeting from Citizens Advice.


If you're worried about making the change to Universal Credit you can: