Complete ban on evictions and additional protection for renters
The government has announced a radical package of measures to protect renters and landlords affected by coronavirus. As a result, no renter in either social or private accommodation will be forced out of their home during this difficult time.
There will be:
- Emergency legislation to suspend new evictions from social or private rented accommodation while this national emergency is taking place
- No new possession proceedings through applications to the court to start during the crisis
- Protection for landlords as the 3 month mortgage payment holiday is extended to Buy to Let mortgages
For more information go to:
- Complete ban on evictions and additional protection for renters (GOV.UK)
- Housing advice: coronavirus (Shelter)
If I am a tenant in rented property, am I at risk of eviction during the coronavirus outbreak?
No, emergency legislation has suspended all new evictions from social or private rented accommodation while this national emergency is taking place.
Will my landlord be able to take me to court during the coronavirus outbreak?
No landlord will be able to start court proceedings to evict tenants for at least a 3 month period. So no renters in private or social accommodation need to be concerned about the threat of eviction.
I get some Housing Benefit but now I've lost my job. How can I pay my rent?
You should report the change to our Housing Benefit department. Your benefit will usually increase if you report an income drop promptly. Sometimes you might need to move on to Universal Credit instead.
Apply for a Discretionary Housing Payment if you get either:
- Housing Benefit
- Universal Credit housing element
If I am a landlord and my tenant is experiencing financial difficulties due to coronavirus, how am I expected to cover their rent?
A 3 month mortgage holiday will be available for landlords whose tenants are experiencing financial difficulties.
What happens at the end of the 3 month period?
At the end of this period, landlords and tenants will be expected to work together to establish an affordable repayment plan, taking into account the tenant's individual circumstances.
This important step ensures that landlords with Buy to Let mortgages get the same support as private mortgage holders.
If I benefited from a Help to Buy loan, will there be any help to support me if I am experiencing financial difficulties due to coronavirus?
People who have benefited from a government-backed Help to Buy equity loan will be offered interest payment holidays if they are struggling to pay due to coronavirus.