Sorry, you need to enable JavaScript to visit this website.

Planning and Housing Icon

Home improvement loans

If you find it hard to keep your home safe and comfortable to live in, we may be able to give you a loan so you can afford to make essential home improvements.

The Staying Put Agency has money to help older and vulnerable people living in Middlesbrough, whose property falls below the Decent Homes standard.

Loans are only available to owner occupiers who've lived in the property for longer than 12 months, have current buildings insurance, and have evidence that they can't access commercial lending (e.g. getting a bank loan).

What can the loans be used for?

Loans can be used to make essential home repairs and improvements, including:

  • installing damp proof courses (DPC)

  • electrical rewiring

  • installing new central heating systems

  • replacing doors and windows

  • installing new kitchen units and bathroom suites

  • making roof and structural repairs

What kind of loans are available?

Repayment and equity release loans are available, depending on your circumstances and the recommendation of an independent financial advisor (IFA).

How much can I borrow?

You can borrow between £1500 and £15,000, depending on the cost of the work required.

Are there any hidden costs?

You won't need to pay any hidden charges to arrange or receive the loan.

How do I apply?

Please get in touch to discuss your situation and requirements. We'll be happy to arrange an appointment to visit you in your own home at a convenient time.

Staying Put Agency
Phone: 0800 5875184
Emailstayingputagency@middlesbrough.gov.uk

  • Latest news: Literacy skills and attitudes of children in Middlesbrough impressively improved as Middlesbrough Read… https://t.co/wUIejiUhvu
    13 hours 17 min ago
  • RT @northernassist: ⚠ RMT UNION STRIKE ACTION planned for Tuesday 19, Thursday 21 & Saturday 23 June ⚠ You can find more details here:… https://t.co/XnZZqzuLd2
    15 hours 15 min ago
  • RT @StagecoachNE: We're aware of an issue with the Stagecoach Bus App which is preventing iOS users from accessing their tickets. Unt… https://t.co/JIeTRDTHep
    15 hours 17 min ago